:root{--navy:#071a38;--blue:#0758d7;--gold:#f5b431;--ink:#17263c;--muted:#51647d;--line:#dbe5f1;--light:#f5f9ff;--white:#fff;--max:1120px}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:88px}body{margin:0;color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;font-size:16px;line-height:1.65;background:#fff}a{color:var(--blue)}a:focus-visible,summary:focus-visible{outline:3px solid #39a9ff;outline-offset:4px}img{max-width:100%;height:auto}.container{width:min(var(--max),calc(100% - 36px));margin:auto}.top{background:var(--navy);color:#fff;padding:10px 0;font-size:14px}.top .container,.nav .container{display:flex;justify-content:space-between;align-items:center;gap:18px;flex-wrap:wrap}.top a{color:#fff}.nav{border-bottom:1px solid var(--line);background:rgba(255,255,255,.96);backdrop-filter:blur(14px);position:sticky;top:0;z-index:10}.nav .container{min-height:72px}.brand{font-weight:900;color:var(--navy);text-decoration:none}.links{display:flex;gap:18px;flex-wrap:wrap}.links a{color:#34465d;text-decoration:none;font-weight:700;font-size:14px}.cta{display:inline-block;background:var(--blue);color:#fff!important;padding:11px 17px;border-radius:999px;text-decoration:none;font-weight:800}.cta:hover{background:#0548b2}.hero{padding:74px 0;background:linear-gradient(145deg,#071a38,#123c76);color:#fff}.crumbs{font-size:13px;color:#c7d7ec;margin-bottom:18px}.crumbs a{color:#fff}.eyebrow{display:inline-block;color:#89dcff;font-size:13px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;margin-bottom:12px}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:46px;align-items:center}.hero h1{font-size:clamp(38px,6vw,66px);line-height:1.04;letter-spacing:-.04em;margin:0 0 20px}.hero p{font-size:19px;color:#d8e5f4}.hero img{border-radius:24px;background:#fff;padding:10px;aspect-ratio:4/3;object-fit:contain}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.secondary{display:inline-block;color:#fff;border:1px solid #8aa8d2;padding:11px 17px;border-radius:999px;text-decoration:none;font-weight:800}main section{padding:64px 0}.intro{font-size:20px;max-width:860px}.section-title{font-size:clamp(30px,4vw,46px);line-height:1.1;color:var(--navy);margin:0 0 18px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{border:1px solid var(--line);border-radius:20px;padding:24px;background:#fff}.card h3{margin-top:0;color:var(--navy)}.alt{background:var(--light)}.table-wrap{overflow-x:auto}table{width:100%;border-collapse:collapse;background:#fff}th,td{border:1px solid var(--line);padding:13px;text-align:left;vertical-align:top}th{background:#eaf3ff;color:var(--navy);width:30%}.steps{counter-reset:step;display:grid;gap:14px}.step{border-left:4px solid var(--blue);background:#fff;border-radius:0 16px 16px 0;padding:18px 20px}.step:before{counter-increment:step;content:counter(step);display:inline-grid;place-items:center;width:30px;height:30px;border-radius:50%;background:var(--blue);color:#fff;font-weight:800;margin-right:10px}.step p{margin:8px 0 0}.note{margin-top:24px;background:#eef6ff;border:1px solid #cfe2ff;border-radius:16px;padding:18px 20px}.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.related-link{display:flex;flex-direction:column;gap:7px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px;text-decoration:none}.related-link strong{color:var(--navy)}.related-link span{color:var(--muted)}.faq details{border:1px solid var(--line);border-radius:14px;padding:16px 18px;margin:12px 0;background:#fff}.faq summary{font-weight:800;cursor:pointer;color:var(--navy)}.quote{background:#fff7df;border:1px solid #f6d477;border-radius:24px;padding:28px}.quote h2{margin-top:0}.footer{background:#06152e;color:#cbd8ea;padding:44px 0}.footer a{color:#fff}.footer-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:28px}.fine{font-size:13px;color:var(--muted)}@media(max-width:900px){.links{order:3;width:100%;display:flex;flex-wrap:nowrap;overflow-x:auto;padding:0 0 12px;scrollbar-width:thin}.links a{white-space:nowrap}.nav{position:static}}@media(max-width:800px){.hero-grid,.grid,.footer-grid,.related-grid{grid-template-columns:1fr}.hero{padding:52px 0}main section{padding:48px 0}.table-wrap{margin-right:-18px}table{font-size:14px}.top .container{align-items:flex-start}.nav .cta{font-size:14px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}